Loans And Advances
Trade Finance
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SBI is a one shop providing financial products/services of a wide range for large, medium and small customers both domestic and international.
Pricing
SBI's Prime Lending Rate is among the lowest
- We advise/add confirmation on LC issued by first class Indian Banks and banks of other nations subject to satisfactory report on bank and opener
- Corporates importing from Inadia or other countries ca open their LC from our bank after getting a credit line sanctioned by our Bank.The LCs can be issued to number of branches of our bank in India and other parts of world.
- We negotiate/discount bills asper LC terms & 100% of the invoice value is released immediately to beneficiary after deducting our charges.However interest in this case is borne by the beneficiary from the date of negotiation/discounting till the date of maturity or actual receipt of funds from LC issuing bank..
- Corporate customers can operate their accounts from anywhere anytime & enables the customers to carry out their Banking activities from their desktop.
Term Loan
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SBI is a one shop providing financial products/services of a wide range for large, medium and small customers both domestic and international.
Term Loan- Support capital expenditures for setting up new ventures, expansion, renovation etc.
- For a variety of business related purposes to Corporate.
- SBI covers Greenfield industrial projects, capacity expansion at existing manufacturing units, construction or other infrastructure projects. Capital intensive business expansion and diversification and replacement of equipment.
- Assemble unique credit configurations to meet the complex fund requirements of customers. A combination of funded & non-funded facilities & other credit enhancement tools to fit the multi-layer financial requirements.
Track of expertise in engineering financial packages addressing complex requirements with minimum risk.A firm relationship across the financial map of the world leveraged to structure solutions that may necessitate the participation of several credit agencies.
- The SBI leverages its vast network of relationships to arrange syndicated credit products for customers. With its rich experience and strong reputation, SBI's syndication desk can assemble large loan packages involving a ring of reputed financial entities, domestic and international, that matches the large credit requirements of the customer.
- Corporate customers can operate their accounts from anywhere anytime & enables the customers to carry out their Banking activities from their desktop.
Working Capital
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SBI is a one shop providing financial products/services of a wide range for large, medium and small customers both domestic and international.
Working Capital Financing- Assistance extended both as Fund based and Non-Fund based facilities to Corporate, Non-Corporate and Individuals
- Working Capital finance extended to all segments of industries, traders and services sector
- To support purchase of capital equipments
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Deferred Payment Guarantees
- For a variety of business related purposes to Corporate
- SBI offers working capital finance to meet the entire range of short-term fund requirements that arise with in a Customer's day-to-day operational cycle.
- SBI can extend DPG to industrial projects for obtaining imported equipments. The DPG is a standby credit guaranteeing deferred payments, usually for Payments of capital goods, turnkey contracts etc.
- The SBI guarantees the creditworthiness or the business capacity of its customers through its performance and financial guarantees.
- SBI structured finance involves assembling unique credit configurations to meet the complex fund requirements of customers.
- The SBI leverages its vast network of relationships to arrange syndicated credit products for customers.
- Corporate customers can operate their accounts from anywhere anytime & enables the customers to carry out their Banking activities from their desktop.
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